Check your total-loss offer.

Share the insurer’s offer and the details about your vehicle. We’ll use them to tell you whether a closer appraisal may be worthwhile.

  • Free initial review
  • Response within 48 hours
  • Available nationwide
Offer and vehicle details

Upload the PDF, JPG, or PNG up to 5 MB sent by the insurer or other party’s insurer. You can still submit without it.

🔒 We’ll only use your details to deliver your free review. No spam or selling your data. See our Privacy Policy.

Find out whether your insurer missed vehicle value.

Spur Auto reviews the details behind a total-loss offer before you pay for a report. The review is available nationwide for drivers who want to understand whether an insurer’s valuation may be worth challenging.

Appraisal evidence

We check trim, mileage, options, condition, comparable vehicles, and material adjustments that can change a vehicle’s documented value.

Low-offer review

We look for unsupported deductions, mismatched comparables, missing equipment, and other reasons a totaled-car payout may be understated.

Clear next step

You receive a response within 48 hours after we have the information needed to explain whether a paid independent appraisal appears worthwhile.

A complete standard report starts at $99.

If the review identifies a supportable valuation issue, the Essential package includes an independent vehicle value report, a line-by-line valuation audit, verified replacement comparables, and general response templates.

Compare report packages
$0
Initial claim review
$99
Complete standard report
48 hr
Standard delivery after a complete file

One form. A documented answer.

  1. Share the offer.Send the insurer’s amount and your vehicle details. The valuation report is strongly recommended but optional.
  2. We check the evidence.We review the vehicle description, valuation inputs, comparable market, and obvious omissions.
  3. You choose what happens next.We explain whether a closer appraisal looks worthwhile. You remain in control of every claim decision.

Spur Auto is an independent vehicle appraisal firm, not a public adjuster or law firm. We do not negotiate with the insurer on your behalf, and no appraisal can guarantee a settlement increase.