CCC ONE VALUATION AUDIT WORKSHEET Spur Auto | https://www.spurauto.com/dispute-ccc-one-total-loss-valuation.html Use this worksheet with the complete market valuation report. This is a general review tool, not legal advice. Report formats, insurer procedures, policy terms, and state rules vary. A correction request does not guarantee a revised offer. CLAIM AND REPORT Claim number: ________________________________________________________________ Insurer: ____________________________________________________________________ Adjuster name/email: _________________________________________________________ Report date/version: _________________________________________________________ Vehicle VIN: __________________________________________________________________ Year/make/model/trim: ________________________________________________________ Offer amount: ____________________ Report vehicle value: ____________________ DOCUMENTS TO COLLECT [ ] Complete CCC ONE market valuation report [ ] Settlement breakdown showing taxes, fees, deductible, lien, and salvage [ ] Window sticker, build sheet, dealer invoice, or VIN equipment record [ ] Pre-loss exterior, interior, wheel, tire, and odometer photos [ ] Maintenance, tire, repair, accessory, and upgrade records [ ] Saved comparable listings with URL, VIN, seller, price, and date captured [ ] Copies of every email, attachment, and revised report CHECKPOINT 1 — LOSS VEHICLE Verify: VIN, model year, trim, body style, engine, drivetrain, transmission, mileage, factory packages, major options, and condition descriptions. Report item: _________________________________________________________________ What the report says: ________________________________________________________ What the evidence shows: ____________________________________________________ Evidence file/source: ________________________________________________________ Requested action: ____________________________________________________________ CHECKPOINT 2 — COMPARABLE VEHICLES For every material comparable, verify: seller, location, listing date, VIN, availability, trim, drivetrain, engine, body style, generation, mileage, equipment, prior damage, and listing price. Comparable number/VIN: ______________________________________________________ Report fact or price: ________________________________________________________ Verified fact or price: ______________________________________________________ How verified and date: ______________________________________________________ Requested action: ____________________________________________________________ CHECKPOINT 3 — ADJUSTMENTS Trace every material mileage, option, condition, and other adjustment from the listed price to adjusted value. Check both its direction and stated basis. Comparable/line item: _______________________________________________________ Adjustment amount/direction: __________________________________________________ Basis shown in report: _______________________________________________________ Question or contrary evidence: ______________________________________________ Requested action: ____________________________________________________________ CHECKPOINT 4 — SETTLEMENT MATH Vehicle/base value: __________________________________________________________ Taxes and fees: ______________________________________________________________ Deductible: __________________________________________________________________ Lien payoff or prior payment: __________________________________________________ Owner-retained salvage deduction: ____________________________________________ Other line item: _____________________________________________________________ Math issue or question: ______________________________________________________ CORRECTION INDEX — REPEAT AS NEEDED 1. Report item: ______________________________________________________________ What the report says: _____________________________________________________ What the evidence shows: __________________________________________________ Evidence file/source: _____________________________________________________ Requested action: _________________________________________________________ 2. Report item: ______________________________________________________________ What the report says: _____________________________________________________ What the evidence shows: __________________________________________________ Evidence file/source: _____________________________________________________ Requested action: _________________________________________________________ 3. Report item: ______________________________________________________________ What the report says: _____________________________________________________ What the evidence shows: __________________________________________________ Evidence file/source: _____________________________________________________ Requested action: _________________________________________________________ RESPONSE LOG Date sent: __________________________ Method: ________________________________ Attachments sent: ____________________________________________________________ Insurer response/date: _______________________________________________________ Revised report received: [ ] Yes [ ] No New report date: __________________ Next documented question or action: __________________________________________